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State court of last resort · ST-VA-SC
Ruby v. Cashnet, Inc.
No. 100287Supreme Court of Virginia
100287 Ruby v. Cashnet, Inc. 04/21/2011 (Revised 05/25/2011) Under former Code § 6.1-459(6)(i) of the Payday Loan Act, which is now codified at Code § 6.2-1816(6)(i), a payday lender is prohibited from refinan…
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100287 Ruby v. Cashnet, Inc. 04/21/2011 (Revised 05/25/2011) Under former Code § 6.1-459(6)(i) of the Payday Loan Act, which is n…
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- Supreme Court of Virginia
- First seen
- Oct 4, 2026
- Last entry
- Apr 21, 2011
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100287 Ruby v. Cashnet, Inc. 04/21/2011 (Revised 05/25/2011) Under former Code § 6.1-459(6)(i) of the Payday Loan Act, which is now codified at Code § 6.2-1816(6)(i), a payday lender is prohibited from refinancing, renewing or extending any payday loan, and a payday lender violates this provision when it makes a loan to a borrower immediately after the borrower repays in full a previous loan. Consequently, the circuit court erred in finding that a payday lender's practice of making a loan to a customer immediately after the customer repaid a previous loan was not a refinancing or renewal under Code § 6.2-1816(6)(i) and, therefore, not in violation of the Act. The circuit court's judgment in…
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