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Independent · nonpartisan
Illustrative empty legislative chamber as neutral vote indicators resolve a recorded outcome
119th Congress · 2025–2027
S. 35

Homeowners Premium Tax Reduction Act of 2025

Taxation Senate
Latest action: Read twice and referred to the Committee on Finance. · January 8, 2025
Understand the measure

What this bill does

Congressional Research Service · Official summary · Last checked October 14, 2026

Summary for Introduced in Senate

January 8, 2025 · Summary last updated March 12, 2025

Version of the bill text this summary covers: Introduced in Senate · January 8, 2025

This summary from the Congressional Research Service is matched to an exact version of the bill text using the official record. We link a vote to that text only when the official record for the vote points to the same text.

Homeowners Premium Tax Reduction Act of 2025 

This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence. 

Read summaries at Congress.gov ↗ · Official GovInfo record ↗ · How we write summaries

01
The measure

The official bill title and text published by Congress and GovInfo.

02
The movement

Every committee, chamber, and clerk-recorded action attached to its date.

03
The votes

Every roll call on this measure—or a clear notice when no individual vote exists.

Where it stands

The measure's progress

In committee

Read twice and referred to the Committee on Finance.

Recorded January 8, 2025, as the clerk wrote it

Sponsor Sen. Scott, Rick [R-FL]
Committee Finance Committee
Recorded votes None taken
The official record
Cite this record
Reference number
bill-119-s35
Official source
Congress.gov ↗
Last checked
Status and actions last read from the official GovInfo BILLSTATUS record
AP style

Vote Files, "S. 35 (119th Congress): Homeowners Premium Tax Reduction Act of 2025," last checked Oct. 11, 2026, citing Congress.gov, https://votefiles.com/cite/bill-119-s35

APA

Vote Files. (2026, October 11). S. 35 (119th Congress): Homeowners Premium Tax Reduction Act of 2025 [Bill record]. Retrieved October 17, 2026, from https://votefiles.com/cite/bill-119-s35

Chicago

Vote Files. "S. 35 (119th Congress): Homeowners Premium Tax Reduction Act of 2025." Last modified October 11, 2026. Accessed October 17, 2026. https://votefiles.com/cite/bill-119-s35.

BibTeX
@misc{votefiles_bill_119_s35,
  author       = {{Vote Files}},
  title        = {{S. 35 (119th Congress): Homeowners Premium Tax Reduction Act of 2025}},
  year         = {2026},
  howpublished = {\url{https://votefiles.com/cite/bill-119-s35}},
  note         = {Reference number bill-119-s35; official source: Congress.gov, https://www.congress.gov/bill/119th-congress/senate-bill/35; last checked October 11, 2026; accessed October 17, 2026}
}
Plain link

https://votefiles.com/cite/bill-119-s35

Cite the official source for the underlying fact. The Vote Files reference number never changes for this record. AP, APA and Chicago are standard citation styles for news and academic writing, and BibTeX is the format reference-manager programs read.

Official analyses

CBO cost estimates and CRS reports on S. 35

Published September 25, 2026Housing Issues in the 119th Congress (PDF)
CRS · Reports · R48743

Listed only where the Congressional Budget Office names this bill number in its estimate's title and that title matches the bill's own, or where the Congressional Research Service lists this bill among a report's related materials. Titles and dates are the publishers' own. All watchdog and scorekeeper reports

On the record

No recorded vote

No roll call has been taken on this measure, so no member's position on it is on the record. Most measures never get one.